Consumer Information…

As an extra service to our clients, we are proud to offer the following consumer information that may help you if you are involved in an accident, need to insure a young drivers, home safety information, tornado safety tips, life insurance questions, maximizing your retirement income, crime prevention tips, plus much more helpful consumer information:

What To Do When Involved In A Car Accident
Being involved in a traffic accident can temporarily affect your ability to think things through logically and clearly. This checklist will take your though the accident process. Print a copy and keep the glove box of your vehicle to follow in case of an accident.

A Guide To Ohio’s Graduated Driver Licensing Law
The holder of a Temporary Permit purchased at 15 ½ must have completed fifty (50) hours of supervised driving, at least ten (10) of those at night, with a parent or legal guardian prior to getting a license. Parents or legal guardians must confirm the fifty (50) hours in writing under penalty of falsification. Click here to find out more information on young drivers.

Ohio’s Financial Responsibility Law
Although it’s not required by law, many Ohioans believe that they are required to carry auto insurance. Actually, Ohio has a financial responsibility (FR) law. It means that proof of financial responsibility is required with respect to vehicles you won and/or drive. The newest enforcement measure, the random FR verification program, coupled with other enforcement provisions, stiffer penalties and longer suspensions, makes Ohio’s law even more effective.

Home Fire Safety
Over half of each year’s fire victims are killed in their own homes. This is more than those killed by all other fires combined. Every minute of every day, one American home in the United States is destroyed or damaged by fire resulting in injury or death. The annual dollar cost to American homeowners is in excess of $3,000,000,000.

Questions About Life Insurance
Who needs life insurance? Most people do. Life insurance is designed to help you and your loved ones deal with the financial impact of life’s unexpected events. It assures that your family will have the financial resources it needs to meet expenses.Insurance Definitions And CoveragesWhen people think about insurance, they probably think about the last insurance premium they paid, the auto accident they had last year or the trip last month to the emergency room. This is what’s expected. In 1995 (latest data available), 6.8% of American household expenditures were allotted to insurance needs.

Tornado Safety Tips
Hearing a tornado siren can be extremely frightening. What’s even more frightening is not knowing what to do in the event of a tornado sighting. Keep in mind that tornadoes can occur at any time of the day or night, at any time of the year. So, be prepared…

Crime Prevention Tips
Whether it’s you, your car or home, there are ways to prevent loss and injury. By taking preventative action, you can have a greater impact on the cost of your insurance.

Insurance Consumer Tips
Before reviewing tips that may help with the cost of insurance, you should understand why premiums can go up, even in the absence of a claim. When factors that determine your insurance increase, so can premiums.